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Thread: Money thread!

  1. #1
    Artists of MH 英雄メンバー / Eiyuu Menbaa / Hero Member TheGenius's Avatar
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    Money thread!

    Surprised that there isn't one here....

    Anyways, share your tips, ideas, struggles, solutions about the thing we all love/hate, money!
    President Netero/My D-A account!

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    Translator 初心者/ Shoshinsha / Beginner
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    Green Grin Re: Money thread!

    ??

    Well, I think making it into a fish is a great idea lol
    Last edited by Waterdroplet; July 20, 2008 at 01:08 AM.

  3. #3
    Registered User 英雄メンバー / Eiyuu Menbaa / Hero Member redcometfm's Avatar
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    Re: Money thread!

    I made a plan to work through college and save potentially up to 30,000 (hoping 40,000 or more especially if I get into bartending like I want to) so that way when I have to go to LA (or the UK) for work, I wont go poor and homeless with the ridiculous living costs there. At least that way Ill have enough to survive enough on my own decently while building up a solid job/source of income.

  4. #4
    Artists of MH 英雄メンバー / Eiyuu Menbaa / Hero Member TheGenius's Avatar
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    Re: Money thread!

    Quote Originally Posted by redcometfm View Post
    I made a plan to work through college and save potentially up to 30,000 (hoping 40,000 or more especially if I get into bartending like I want to) so that way when I have to go to LA (or the UK) for work, I wont go poor and homeless with the ridiculous living costs there. At least that way Ill have enough to survive enough on my own decently while building up a solid job/source of income.
    Dear Lord, how do you accumulate that??
    President Netero/My D-A account!

  5. #5
    Registered User 英雄メンバー / Eiyuu Menbaa / Hero Member redcometfm's Avatar
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    Re: Money thread!

    Well I calculated that if you work your typical job (ala Blockbuster, Starbucks), get 7-8$ an hour, youd make about 10 - 15,000 a yr depending on your hours. Im probably going to be here for another three because of the film program (if I get in, if not then 2). But if I get a really good job bartending, I could POTENTIALLY make 30 - 50,000 a yr if I get really good. Save up for a couple to a few years minus minor spending and you have quite a good amount in the bank.

  6. #6
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    Re: Money thread!

    Working as a Function Bartender works wonders on the savings account! Since you work on functions, you have irregular hours, your days off will most likely be on a weekday, and you'll some times be asked to work in another department when yours is quiet. The bad side however, is that you get fatigued a fair amount, and you lose a large chunk of your social life... but your savings account will get bloated!

    Another way is to save cash, not much, just the minimum for a "time savings account" or whatever your current bank calls it. Basically, you'll be "locking up" your cash for a certain amount of time. Within this period, the bank can use your money for other things (like loans), but once the time is up, you gain a certain amount of interest (depending on your initial deposit for the timed account).

    Make sure to budget! Buggeting your salary/ allowance can help you a lot when you want to save up cash. Budgeting also helps you lose weight!

    Thinking of making money? One of the safest ways to earn money now is to play the "currency game". The idea is that you buy a large amount of a certain currency (something stable!!!) and you wait for it to appreciate. Once the price appreciates, you can then choose to keep it or sell it... Much like stocks, but with a smaller risk. MAKE SURE TO SELL! If you and your advisor/mentor (can be anyone you trust with monetary issues) think that the money you've invested on has matured a fair amount, sell. Theres no use in just hoarding and not selling...

    With all that said, you can actually do all of them at once! Work hard to earn money, while budgeting for cost-effectivity. Then getting a timed savings account to accumulated interest. And once you've got enough cash, you can buy a nice, stable, and expensive currency to invest on (ideally you'd want to buy a large amount to get the full effect). Lastly, when everytings ripe for the picking, sell! It's all repetition from here on.
    Last edited by Paper; July 22, 2008 at 10:06 AM.

    Kuronekooo~!

  7. #7
    Queen of The Damned MH中毒 / MH Chuudoku / MH Addicted Nami's Avatar
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    Re: Money thread!

    Quote Originally Posted by Waterdroplet View Post
    ??

    Well, I think making it into a fish is a great idea lol
    Ha! That's innovative!

    Quote Originally Posted by redcometfm View Post
    Well I calculated that if you work your typical job (ala Blockbuster, Starbucks), get 7-8$ an hour, youd make about 10 - 15,000 a yr depending on your hours. Im probably going to be here for another three because of the film program (if I get in, if not then 2). But if I get a really good job bartending, I could POTENTIALLY make 30 - 50,000 a yr if I get really good. Save up for a couple to a few years minus minor spending and you have quite a good amount in the bank.
    That's a really ambitious savings plan! How are you going to cope with your studies if you're working so late?

    Quote Originally Posted by level4paperboy View Post

    With all that said, you can actually do all of them at once! Work hard to earn money, while budgeting for cost-effectivity. Then getting a timed savings account to accumulated interest. And once you've got enough cash, you can buy a nice, stable, and expensive currency to invest on (ideally you'd want to buy a large amount to get the full effect). Lastly, when everytings ripe for the picking, sell! It's all repetition from here on.

    Yes, agree with you, the first savings you get can be grown to generate more interest.
    Other tips to saving money, put aside 20% of your allowance or savings and don't ever touch it at all for spending. And if you're tight on money, find some old stuff - clothes books branded bags to sell. But saving money, urgh, it's always easier said than done.




    ▲Away till end June. ▲

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  9. #8
    Registered User 英雄メンバー / Eiyuu Menbaa / Hero Member redcometfm's Avatar
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    Re: Money thread!

    Quote Originally Posted by Nami View Post
    That's a really ambitious savings plan! How are you going to cope with your studies if you're working so late?
    I dont think Id be working that late. I know typical bars close around 2 am and thats usually when I get to bed anyway, plus my classes would only be early on some occasions other Ill have my schedule set up well enough to accomodate everything. Plus, there's summertime imagine the multiplied potential income from that! Now that Im potentially taking on a third degree (that ties into one of my others bc of overlapping classes) I might have a little more time to work and save. It wont be that bad I dont think, its all about careful planning.

    "Its all...part of the plan." ;p

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    Re: Money thread!

    Hm... If you lived here in the Philippines, or in India I'd suggest a little Call Centre work... little hours, little skill needed, high pay... The only down side is that you'd be working the graveyard shift...

    Kuronekooo~!

  11. #10
    MH's Peacemaker 有名人 / Yuumeijin / Celebrity Leen's Avatar
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    Re: Money thread!

    One way to earn money: Get a blog, get google adsense and start collecting money from ads.

    Second way to earn money (slightly more risky but potentially a lot more return): Invest in mutual fund. You don't need a lot of money to start and it is less risky compare to stock market or option trading. Get the Index Fund (probably the safest bet for amateur player) and compound your investment all the time. After 5-10 years, you will definitely see a grow in your money. ^.^ It's more of a long time investment compare than a short term investment but it is worth a try for people who are too lazy to take care of their own portfolio and just want to have monetary security.

  12. #11
    Artists of MH 英雄メンバー / Eiyuu Menbaa / Hero Member TheGenius's Avatar
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    Re: Money thread!

    Agree with Nami. If 20% is a lot, do the 10% , it'll help you as well.

    Here is a CRAZY website about savings and such. I spent hours on it and really recommend you to do so! It's full of FREE tips and not crappy one that tells you to go buy a book after 4 sentences.

    Only bad point, it's American, but the context really applies to all countries, since we are globalizing!

    http://getrichslowly.org/blog/

    Enjoy!


    Did you guys heard about the automatic way??

    It's a no-brainer system that enables you to save money into savings/retirement fund/mutual fund/wherever the hell you can put money in, before you even touch it.

    See here.

    If there is any more interest, I'll post the exact thing.(If ever people bother with this thread )
    Last edited by TheGenius; August 01, 2008 at 04:31 AM. Reason: Automerged Doublepost
    President Netero/My D-A account!

  13. #12
    Registered User 初心者/ Shoshinsha / Beginner Jeffu's Avatar
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    Re: Money thread!

    making money depends on many things like taking the right chances the right times also a certain luck factor exists but just study study study and study then you can do every well paying job if that doesnt work like in my case try making a website like myspace and youtube the guys who did them dont have to work for the rest of their lifes damn them

    also you can have a good amount of money saved in a bank or for your college studies etc but something important that you werent expecting might happen when you need to spend that money and you go back to where you were its just like that.
    Last edited by Jeffu; August 04, 2008 at 01:08 PM.

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    Registered User 初心者/ Shoshinsha / Beginner
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    Re: Money thread!

    earning money in internet is a good ideal ,maybe we can have a try
    Last edited by igotthegoods; July 21, 2009 at 04:11 PM.

  15. #14
    Reviewer 有名人 / Yuumeijin / Celebrity segua's Avatar
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    Re: Money thread!

    Quote Originally Posted by candy rain View Post
    earning money in internet is a good ideal ,maybe we can have a try
    Porn webmasta!!!

    I think starting up a business is good. Well, to be exact, start a business that will actually solve a problem. Develop a product that might focus on a particular everyday issue.

    Saving money? Cutting down on spending isn't good enough. A person has to eliminate unnecessary expenses. I got my five necessities such as my food, drink, shelter, car and internet.

    Holding a degree is also good if people want to land those high paying jobs.


    (Please read from right to left.)

  16. #15
    Registered User 英雄メンバー / Eiyuu Menbaa / Hero Member redcometfm's Avatar
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    Re: Money thread!

    Guess I shouldnt have bought that manga... :/ (goes to check on Selling Items on ebay).

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